Buy to let
Equity Release
Overseas Property
Overseas Property
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Frequently Asked Questions
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Buy to Let

For most people “buy to let” means creating a pension nest egg but it can be a lot more than that.

Not only can we help you get the best mortgage deals but where we distinguish ourselves from most other brokers:

We are landlords ourselves so we can also provide first hand guidance and knowledge as to how to build and develop a portfolio that will invariably end up being a lot larger than you may have initially thought possible!

There are lots of strategies to adopt - we can provide guidance on which will be most suited for your circumstances.

As we have first hand experience with our own growing portfolio we know the pros and cons of any proposed strategy and are happy to share this with you.

Our success depends on your success!

Strongly recommend reading “Rich Dad Poor Dad” regarded as the “bible” for new property investors - for ease of reference this is available in our suggested reading section which also has reference material covering all aspects of property investment.

If you are considering entering the market for the first time it is not just a case of “buy it and get an agent to rent it”. It is important to know which are the best types of property to buy, in what areas (and which areas to avoid!) how it needs to be decorated, furnished or unfurnished, etc…. This is where the knowledge of someone who has first hand experience is critical.

Help for landlords with problem tenants: It can be a legal minefield and if you get it wrong it can prove to be very costly. We suggest you use a specialist company like Landlord Action. They are by far the most successful in their profession (evicted over 12,000 bad tenants) and have also been featured in various television documentaries such as ITV’s “Tenants from Hell”.

They have fixed fees for each stage of the process and have a debt recovery and tracing service too.

www.landlordaction.co.uk   or tel: 0800 856 7878 FREE

Note: due to the credit crunch lenders have changed their lending criteria with typical requirements for the majority of lenders being as follows: You need to be a homeowner with an income of £25,000 and a deposit of 25%, “rental coverage” is 125% on a notional interest rate of 6%. As criteria vary from lender to lender and are frequently changed, we therefore strongly suggest you call for a no obligation discussion and find out what the latest requirements are.

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Call me personally: 01625 548248